German Blocked Account with Fintiba
We ease the way through German bureaucracy – you focus on the important: enjoying Germany!
Advantages of the Fintiba Blocked Account
How to open a German Blocked Account with Fintiba
More about Fintiba and our Blocked Account
Tailor-made for international students, language students, job-seekers, apprentices and au-pairs.
We’ve made proving your financial resources for your visa application as easy as it gets. We speed up your journey to Germany with a fully digital process. The app-based solution with step-by-step guidance guarantees that you never miss an important to-do.
Fintiba Transfer: save time & money on your international transfer
The fastest way to your blocking confirmation, now even faster! Get your blocking confirmation instantly after a credit card payment via Fintiba Transfer! Send money with Fintiba Transfer and enjoy zero transfer fees, great currency exchange rates and a fast & transparent process.
German Blocked Account for anyone under 18
- Get your financial proof easily, even before you turn 18
- Enjoy all the benefits of the Fintiba Blocked Account and open it within 10 minutes
- Less worry for your parents as they are in charge of your account
FAQ about the Fintiba Blocked Account
Everything you need to know for the opening of a German Blocked Account with Fintiba
A blocked account (Sperrkonto) is a special account that is often required for your German student visa application. It is a precondition when applying for a residence permit in Germany.
If you are an international student, au-pair, language student, apprentice or job seeker who is not from an EU Member State, you must prove that you have the financial resources to pay for your course of studies/stay in Germany. This amount should also prove that you can cater to your daily life expenses during the time of your stay.
It is usually required to provide this so-called ‘Proof of financial resources’ (Finanzierungsnachweis) of at least € 11,208.00 for a one-year stay in Germany. Opening a blocked account is a common way to show proof of financial resources.
- Opening the account
Upon registering for your blocked account on our website, you will get access to an online platform. Here, you can easily manage the details of your account opening. Enter your personal details and verify your identity to open your account.
You can now transfer the blocked amount to your account. For the transfer, we recommend Fintiba Transfer. Immediately after the blocking sum has arrived, your blocking confirmation will be issued.
You can download the confirmation from your Fintiba account. With this document, it is now possible to apply for your national visa for Germany.
- Unblocking the account
After your arrival in Germany, you need to open a regular account at a local bank (e.g. Deutsche Bank, Sparkasse, Postbank etc.). We can then transfer your monthly sum from your blocked account to your current account regularly. You can find advice on where to open a regular account in the ‘Current Account’ section of the Fintiba WebApp.
Depending on your passport and nationality, you might have to complete an additional step which is the final legitimation in Germany. More information on whether you need to complete it or not and how this works can be found here.
To open your blocked account for Germany, you will just need your valid passport. We won’t need any certified documents or any originals that are sent via post.
After registering, you will directly receive your contact details that confirm your blocked account registration. In most cases, it only takes a few hours to open your blocked account because the process is completely online.
This mainly depends on how quickly you upload the required documents and information. Please note that we can only verify complete data sets, meaning that every section must be filled out.
You will be depositing and blocking a large amount of money. Therefore, it is highly important that you open the bank account under your own name. It is also crucial that no third party is involved in this process.
At Fintiba, you will get access to your personal account that you can access via a web application. Here you can manage everything online and very easily by yourself. And if you have more questions, we are always there to help!
The initial fee for the blocked account is € 89.00 and the monthly account management fee of € 4.90 will follow.
The payment of the monthly account administrative fees of € 4.90 starts as soon as the money enters your account. We charge the fees for the duration your account remains open.
Therefore, only open your blocked account, if you are certain that it is required for your visa application.
Yes, a blocked account extension is possible. You may easily extend your Fintiba blocked account directly in your account. You can transfer the additional blocking sum needed for your visa or residence permit extension to your existing blocked account.
Please note that expired or terminated accounts cannot be extended. In this case, you would need to initiate an account reopening process.
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#feelslikehome – International Students in Germany
* With our new OCR technology, your passport will be verified within minutes and you are ready to transfer your money right away. Please note that Russia (RU), Ukraine (UA), Cuba (CU), Iran (IR), Syria (SY), North Korea (KP) and the region Crimea are at the moment not eligible for this process. Alternative passport verification options are available for those countries which as well ensure a fast blocked account opening.