Fintiba Transfer

In most cases, it is possible to pay with a credit card. Once you start the Fintiba Transfer process, you can see the cost and availability of each transfer method and you can select the option that you prefer. Please note: As the money has to arrive in the blocked account in euros, we will make sure that with Fintiba Transfer you have the best possible exchange rates from your local currency. The exchange rate you see when initiating the transaction is saved for you for 48 hours, giving you enough time to send the necessary amount.

No. The use of Fintiba Transfer is free of charge, meaning that you don’t have to pay any additional fees for using the service. On top of that, you can pay in your money in your local currency and enjoy great exchange rates. Compared to an international bank transfer, you do not need to include an additional buffer deposit of € 100.00, as this is no longer required. Our transfer partners guarantee that the full amount will be credited to your account and that your blocking confirmation can be issued immediately after that. So in summary, you can say that with Fintiba Transfer, you are choosing speed, comfort and simplicity without any additional effort. For more information on the individual amounts, you will also find your transfer information document in the Documents section once the account is opened.

The refund via TransferMate is only possible if you have originally sent the money to your Fintiba account via Fintiba Transfer. Refunds to bank accounts outside Germany can take up to 3-4 weeks because often intermediary banks are involved in the payment chain. In addition, cross-border payments can incur expensive currency exchange rates and extra commissions, as banks usually have additional fees for international transfers. In case you do not come to Germany, due to a visa rejection or have to leave the country earlier than expected, you can benefit from a faster, cheaper and more convenient refund process if you use Fintiba Transfer. You can close your account directly in the Fintiba app. After you have completed these steps, our Customer Care Team will review your closure application with all the documents provided and help you close the account. Once you receive a confirmation that the account has been closed, you will receive your refund faster than with a regular international bank transfer. In your Fintiba account, you will always be informed about the current status of your money.

It is now possible to get your blocking confirmation instantly after you send the full blocked amount with a credit card transfer in one transaction via TransferMate. Please note, this is only possible if you see the option for a credit card transfer for your country. As soon as you complete the process in TransferMate, the blocking confirmation will be issued in your Documents section and can be used for your visa appointment. A real time-saver for those last-minute appointments!

Depending on the payment method you select, your money might reach the blocked account within a few minutes (for transfers using a credit card), up to 2-4 working days (for bank transfers).

Depending on your chosen payment method, Flywire will process and deliver your payment to your Fintiba Blocked Account within 2 to 5 business days. Card payments are typically processed faster than bank transfers.

Absolutely. Flywire is a globally trusted payment platform used by institutions and students worldwide. Your payment is fully protected. Fintiba has chosen Flywire as a trusted partner specifically because of their high security standards and reliability.

All transfers made via TransferMate are safeguarded and segregated, ensuring that your money is protected and can never be claimed by outside parties. When you send funds to TransferMate, these funds enter a client account in your name, which is separate from TransferMate’s operational funds. Once Transfermate receives an order to send the funds further to the recipient, the funds leave this client account and are sent to your blocked account.

Flywire supports a wide range of payment methods, including bank transfer, credit or debit card, and e-wallet options. Availability may vary depending on your country. Once you initiate your payment through the Fintiba app, you will be able to see all the options available to you and choose the one that works best.

TransferMate operates the world’s largest fintech payments network, covering over 200 countries and 140 currencies. They offer seamless, fast, and cost-effective international payments. TransferMate is regulated by the Central Bank of Ireland and designated as an Electronic Money Institution.